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Tag: Buying A Home
Posted on 03/11/2019
How Much Can I Spend on A House?
Home prices may vary greatly throughout the country. But, buying a home is most likely the largest purchase you will make in your life. Deciding just how much to spend on your home isn’t just a matter of numbers--it also depends on your lifestyle and long-term goals. In today’s post, I’m going to give you a few ways you...
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Posted on 03/04/2019
Are You an Ambitious Homebuyer?
An ambitious homebuyer goes above and beyond the call of duty to find a great residence at an affordable price. As such, this individual is better equipped than others to streamline the homebuying journey. Anyone can become an ambitious homebuyer. Now, let's take a look at three tips to help you seamlessly discover your dream residence. 1. Create Homebuying...
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Posted on 01/21/2019
Questions to Consider Before You Buy a Home for the First Time
The homebuying journey is exciting, particularly for an individual who is pursuing a residence for the first time. Ultimately, there are many questions that a buyer should consider before he or she searches for a house for the first time, and these include: 1. What is my "dream" home? Perhaps the most enjoyable part of the homebuying journey involves...
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Posted on 01/07/2019
The Five Steps to Shopping for a Home
Buying a home is a process that can seem daunting and even a little scary to most first-time buyers. After all, being a homeowner is a huge financial and personal responsibility. To make this lengthy process a bit more approachable, we’re going to break it down into five steps. While these five steps may be somewhat different for each...
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Posted on 12/24/2018
Should You Create a Homebuying Budget?
A homebuying budget can make a world of difference, particularly for those who want to streamline a house search. If you have a budget at your disposal, you will know approximately how much you can spend on a residence. Then, you can narrow your house search accordingly. Establishing a homebuying budget can be simple. Now, let's take a look...
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Posted on 11/19/2018
How Long Will It Take To Close On My First Home?
Do you ever wish that they taught a class in high school called, “Things You’ll Actually Need to Know In Life?” You’d learn how to prepare your taxes, what investing is, and how to buy a home. Unfortunately, all of these important life lessons tend to be self-taught; you pick them up along the way and learn from your...
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Posted on 10/29/2018
Getting a Mortgage as a Contract Worker
As the workforce changes and a growing number of companies seek out contractors and freelancers, many Americans find themselves in a gray area when it comes to their income. They may put in full-time hours, but on their taxes they work for themselves. Mortgage lenders are cautious about who they lend to. They want to make sure you are...
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Posted on 09/24/2018
3 Hassle-Free Home Shopping Tips
Let's face it – no one wants to deal with a long, arduous homebuying process. Fortunately, we're here to help you simplify the process of acquiring your dream residence. Now, let's take a look at three tips to ensure you can enjoy a hassle-free home shopping experience. 1. Consider What You Want from Your Dream House What separates an...
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Posted on 09/10/2018
Best Practices for Creating a Homebuying Budget
If you want to purchase a home, it pays to establish a homebuying budget. By doing so, you can enter the housing market with a budget in hand and narrow your search for your dream house. Now, let's take a look at three best practices to help you create a homebuying budget. 1. Look at Your Finances Your finances...
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Posted on 08/27/2018
How To Look Good Against Cash Offers
In real estate, cash is power. It’s not exactly the amount of money that you have been approved for by a lender. This type of “cash” is what you can pull directly from your account to buy a property on demand. It can be difficult to compete with cash buyers especially in tight real estate markets. Below, you’ll find...
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Posted on 08/20/2018
Credit Scores 101: How Credit Affects Your Ability to Purchase a Home
Your credit score is a fundamental component of a mortgage lender’s decision to approve you for a loan. It can also affect the interest rate and loan amount you can secure. Along with your income history and down payment, a solid credit score is one of the three most important things you’ll need when it comes to buying a...
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